Hungarian Gazette 2025/100
Summary
The decree of the President of the Magyar Nemzeti Bank contains the amendment of MNB Decree No. 32/2014. (IX. 10.) on the regulation of the payment-to-income ratio and loan-to-value ratios, which primarily concerns the loan-to-value rules applicable to first-home buyers and the limits relating to the payment-to-income indicator. The amendment extends the preferential loan-to-value ratio for first-home buyers to those who hold residential property encumbered exclusively with a right of usufruct, and ties the calculation point for the validity of income certification to the time of assessment of the credit application. The purpose of the decree is to establish the conditions for prudent and efficient retail lending.
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Electronically signed:
Level
X
MAGYAR KÖZLÖNY
Issue 100
OFFICIAL GAZETTE OF HUNGARY Monday, 1 September 2025
Table of Contents
MNB Decree 28/2025. (IX. 1.)
On the amendment of MNB Decree 32/2014. (IX. 10.) on the regulation of income-proportionate instalments and loan-to-value ratios
6952
KE Decision 211/2025. (IX. 1.)
On the appointment of university professors
6953
ME Decision 74/2025. (IX. 1.)
On the appointment of college professors
6954
NGM Decision 2/2025. (IX. 1.)
On the determination of the date of entry into force of Subtitle 13 and Annex 3 of Act LVII of 2025 on the amendment of laws relating to higher education, culture, innovation and related matters
6955